Why as a small business owner should I provide Health Insurance coverage for my employees?
A group with Health Insurance Plan can help you hire and retain the best workers. Also there are special tax incentives for businesses that provide Health Insurance.
How do I know if my company qualifies for group health insurance?
1) Your company consists of atleast two employees, two full time owner officers, partners and/or employees as verified by officially filed state quarterly & tax statements or annual federal tax return documents.
2) Your company is a legitimate business and was formed for a purpose then other to obtain Insurance. In addition there may be other criterias that your company may be required to meet.
3) Your company must meet the minimum employee contribution set by the Insurance Company.
What are the advantages of group health insurance over individual health?
Group health insurance offers certain advantages over invidual health insurance policies, Depending on the state, the waiting period for preexisting conditions, can range from 0 to 6 months, not one years with individual policies. In addition, group health insurance provides more extensive coverage in comparison to individual health plans.
At Health Quest Insurance we like to “Keep It Simple”.
